Privacy Policy

Last Updated: October 31, 2025

Introduction

Welcome to Rimu Money. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our decentralized finance (DeFi) platform and stablecoin services.

As a decentralized protocol, Rimu Money is designed to minimize data collection while providing transparent and secure financial services. We are committed to protecting your privacy and ensuring the security of your personal information.

Information We Collect

Blockchain Data

When you interact with the Rimu Money protocol, your transactions are recorded on public blockchains (Ethereum, Arbitrum, etc.). This information includes:

  • Wallet addresses
  • Transaction hashes
  • Token amounts and types
  • Smart contract interactions
  • Gas fees and timestamps

Note: Blockchain data is publicly accessible and permanent by design. We do not control or have the ability to delete this information.

Website Usage Data

Our website may collect standard web analytics information through third-party services:

  • IP addresses (anonymized)
  • Browser type and version
  • Device information
  • Pages visited and time spent
  • Referring websites

Wallet Connection Data

When you connect your Web3 wallet (e.g., MetaMask, Rabby, WalletConnect), we temporarily access your wallet address to enable protocol interactions. This connection is established through your wallet provider and can be disconnected at any time.

How We Use Your Information

We use the collected information for the following purposes:

  • Protocol Operations: To facilitate minting, redeeming, and staking of RIMUusd tokens
  • User Experience: To improve our platform interface and functionality
  • Analytics: To understand usage patterns and optimize performance
  • Security: To detect and prevent fraudulent activities and security threats
  • Compliance: To meet legal and regulatory obligations, including sanctions screening
  • Communication: To provide important updates about the protocol (if you opt-in)
Third-Party Services

Rimu Money integrates with various third-party services to provide functionality:

  • Wallet Providers: MetaMask, WalletConnect, Rabby, Safe
  • Blockchain RPC Providers: For reading and writing blockchain data
  • Analytics Services: Google Tag Manager (if enabled)
  • DeFi Protocols: Morpho, Pendle, Euler, Hyperliquid (for reserve management)
  • API Services: For price feeds, APY calculations, and portfolio tracking

These services have their own privacy policies. We encourage you to review them.

Data Security

We implement industry-standard security measures to protect your information:

  • HTTPS encryption for all web traffic
  • Secure smart contract architecture with audits
  • No storage of private keys or seed phrases
  • Role-based access controls for protocol operations
  • Regular security reviews and updates

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Cookies and Tracking

Our website may use cookies and similar tracking technologies to enhance user experience:

  • Essential Cookies: Required for basic website functionality
  • Preference Cookies: Remember your settings and choices
  • Analytics Cookies: Help us understand how visitors use our site

You can control cookie preferences through your browser settings. Note that disabling certain cookies may affect website functionality.

Your Rights and Choices

Depending on your jurisdiction, you may have the following rights:

  • Access: Request information about data we have about you
  • Correction: Request correction of inaccurate information
  • Deletion: Request deletion of your data (where technically feasible)
  • Opt-Out: Decline analytics tracking and marketing communications
  • Data Portability: Request a copy of your data in a portable format

Note: Blockchain data is immutable and cannot be deleted. However, we can remove off-chain data we control.

Compliance and Legal Obligations

Rimu Money implements compliance measures including:

  • OFAC sanctions screening (when enabled)
  • Anti-Money Laundering (AML) considerations
  • Know Your Customer (KYC) for certain operations (if required)
  • Regulatory reporting as mandated by law

We may disclose information when required by law, regulation, legal process, or governmental request.

Children's Privacy

Rimu Money is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.

International Users

Rimu Money is a decentralized protocol accessible globally. By using our services, you consent to the transfer of information to countries outside your jurisdiction, which may have different data protection laws.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The "Last Updated" date at the top indicates when the policy was last revised. We encourage you to review this policy periodically for any changes.

Material changes will be communicated through our website or other appropriate channels.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Rimu Money

Website: https://rimu.money

For privacy inquiries, please use the contact information available on our website.

By using Rimu Money, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.